HealthID is a zero-custody verification layer for life and health insurers. Run privacy-preserving campaigns using user-permissioned health proofs — not raw data.
The old model assumed that more data meant more advantage. In health insurance, that assumption is breaking.
Raw health data can create cyber exposure, regulatory burden, consent complexity, and reputational risk. At the same time, traditional wellness programs often struggle to generate underwriting-grade evidence. They reward activity, but rarely verify durable health outcomes.
"How do you improve risk, engagement, and rewards economics without becoming the custodian of every customer's health history?"
Health data is among the most sensitive categories of personal information. Holding more of it increases the cost of security, compliance, consent management, and breach response.
Steps, surveys, app engagement, and one-off challenges can drive activity, but they rarely produce reliable evidence for underwriting, pricing, or long-term health impact.
Many wellness programs are funded from marketing or engagement budgets, not from measurable actuarial value. This makes them expensive to scale and difficult to justify.
HealthID allows users to prove health status, health improvements, or eligibility conditions without exposing the underlying health record.
A user can connect wearable, app, and clinical data sources into their private HealthID. When an insurer launches a campaign, the user can permission a specific verification. HealthID checks whether the condition is met and returns a verified result, confidence grade, and audit trail.
HealthID turns sensitive health data into privacy-preserving proof.
HealthID gives insurers a way to run campaigns based on verified health outcomes, not self-reported behavior or raw data collection.
Users connect wearables, apps, and health records to build a longitudinal health profile.
HealthID checks whether a user meets a defined threshold, trend, or improvement condition without exposing the underlying health record.
The insurer defines the cohort, metrics, threshold, confidence level, reward rules, and budget.
The insurer receives a verified result, confidence grade, timestamp, proof ID, and audit trail — not the user's raw health history.
Campaigns can be designed around expected actuarial value, allowing insurers to fund rewards from projected risk improvement rather than generic marketing spend.
HealthID combines a private consumer health identity with an enterprise campaign platform for insurers.
HealthID gives users a single place to understand their health, connect their data sources, and selectively prove health status to insurers — without surrendering their raw health history.
Your response helps HealthID set today's guidance.
Keep syncing each day to establish your recovery baseline.
The enterprise platform allows insurers to design, launch, and manage verification campaigns — receiving only the proof they need, never the underlying health data.
Every verification starts with a user-permissioned proof request. Users see exactly what the insurer is asking for, what data will be shared, and what will remain private.
No background data collection. No continuous surveillance. No raw health records transmitted. Just a single, user-approved proof for a specific campaign.
Your raw health data, including full activity history, will never be shared. Only a verified proof of the requested condition will be transmitted.
HealthID is designed to start with focused, measurable pilots and expand into deeper insurance workflows over time.
Reward users for sustained, verified improvements in sleep, activity, cardiovascular fitness, metabolic health, or recovery.
Allow prospective customers to prove eligibility for preferred offers without submitting raw health records upfront.
Replace generic perks with personalized, evidence-based incentives tied to real health progress.
Use permissioned proofs to support better risk classification, ongoing engagement, and targeted interventions over time.
Let employers, brokers, communities, and affinity partners sponsor verified health outcomes without becoming health-data custodians.
Give reinsurers and partners campaign-level evidence, proof volumes, and aggregate outcome data without exposing individual raw records.
HealthID exists because three major shifts are converging: continuous health signals, privacy-preserving verification, and persistent AI guidance.
Wearables and health apps now generate persistent signals across sleep, activity, cardiovascular fitness, recovery, and metabolic health. These signals are not perfect, but they are becoming increasingly valuable when combined over time and graded by confidence.
Zero-knowledge and related verification methods make it possible to prove claims about data without disclosing the data itself. This allows insurers to verify eligibility, improvement, or outcomes while reducing the need to collect raw health records.
AI can help users interpret their health data, understand trade-offs, and take daily action. Over time, the user's HealthID becomes a persistent health memory layer that improves with every connected source and verified action.
Most health and wellness platforms ask insurers to collect more data, manage more vendors, and fund more engagement programs.
HealthID takes a different path. It gives insurers a verification layer that can sit across devices, apps, campaigns, and partners — designed around privacy, proof, and actuarial value from day one.
Shared-value insurance models have shown that engagement and healthier behavior can correlate with improved insurance outcomes. HealthID aims to make similar mechanics available as privacy-preserving infrastructure across multiple insurers and partners.
HealthID is built around a simple principle: insurers should be able to verify what they need without collecting what they do not need.
Insurers verify what they need without collecting what they do not need.
Every verification requires explicit user consent for that specific campaign.
Every proof is logged with a timestamp, proof ID, and verification status.
The architecture is built to transmit the minimum necessary information.
This approach helps reduce data exposure, simplify partner campaigns, and support privacy-by-design workflows for insurers, employers, and ecosystem partners.
HealthID gives insurers a way to verify health, reward outcomes, and improve risk economics while keeping user data private by design.
For carriers looking to modernize wellness, underwriting, and engagement, HealthID offers a new infrastructure layer: verified health outcomes without raw health data custody.